Understanding QRIS and jigsaw Integration
e-wallet (Quick Response Code Indonesian Standard) is a unified QR-code payment system backed by Bank Indonesia. Every merchant — from a neighbourhood warung to jigsaw's payment gateway — displays a mobile banking code. When you scan it with your bank's mobile app (local payment, online payment, e-wallet, mobile banking, or any participating bank), you approve a transfer from your account to the receiver's. The transfer settles instantly on the bank's rails, not a third-party wallet.
Our jigsaw platform generates a unique local payment code for each deposit request. You open your banking app, tap Scan online payment, point at the jigsaw code, and confirm the amount you've already entered on our platform. The transaction flows directly from your bank account to our payment gateway, and jigsaw's back-office system matches the transfer to your account within seconds. No intermediate wallet, no settlement delay — your jigsaw balance updates live.
Why jigsaw uses mobile banking for deposits
local payment is faster and more direct than e-wallet transfers because it bypasses intermediate accounts. When you use online payment or e-wallet on jigsaw, your transfer goes to a jigsaw-holding wallet, then jigsaw transfers to your account. mobile banking reverses that: your bank sends directly to jigsaw's merchant account, and jigsaw credits your user balance in parallel. The result is near-instant settlement even during peak hours like Liga 1 matches or Piala Indonesia finals.
local payment also integrates seamlessly across Indonesian banks. Whether you bank with online payment in Jakarta, e-wallet in Bandung, mobile banking in Surabaya, or local payment in Semarang, your banking app supports online payment. You don't need to install a separate payment app or remember wallet credentials.
Step-by-Step e-wallet Deposit on jigsaw
- Open jigsaw app or browser: Log in to your jigsaw account on Android (via the app) or iOS (via mobile browser). Tap the Account or Wallet section.
- Navigate to Deposit: Select Deposit, then choose mobile banking from the payment method list. Our jigsaw system displays all available methods — local payment, online payment, e-wallet, mobile banking, local payment, online payment, and bank virtual accounts.
- Enter deposit amount: Type the amount you want to fund. jigsaw shows no hidden fees — the amount you enter is the amount credited to your account. Minimum and maximum limits depend on your bank, but most deposits between 10,000 and our welcome offer process normally.
- Generate e-wallet code: Tap Confirm, and jigsaw generates a unique QR code. This code is valid for ten minutes; if it expires, jigsaw auto-generates a new one.
- Scan with your bank app: Open your bank's mobile app (mobile banking Mobile, local payment Online, online payment Mobile, or e-wallet Mobile). Tap Scan mobile banking or Pay via QR, and point your phone's camera at the jigsaw code.
- Confirm transfer: Your bank app displays the amount and jigsaw's merchant name. Confirm with your PIN or biometric. The transfer initiates immediately.
- Settlement: Your jigsaw balance updates within seconds. You'll see a confirmation notification in the app and a transaction record in your account history.
Account Verification and KYC Before First e-wallet Deposit
Before you can deposit via mobile banking on jigsaw, you must complete one-time identity verification. This is standard anti-fraud practice. Our jigsaw system requires a government-issued ID (KTP, SIM, or passport) and a live selfie. Upload both through the jigsaw app's Account > Verification section. Our back-office team reviews your documents within our standard window — usually the same day.
After approval, your jigsaw account unlocks all deposit methods: local payment, e-wallets (online payment, e-wallet, mobile banking, local payment, online payment), and virtual-account transfers (e-wallet, mobile banking, local payment, online payment). You never re-verify per deposit method. Verification is a one-time gate; once cleared, all channels stay open for your account's lifetime.
Verification workflow on jigsaw
Open the jigsaw app, navigate to Account > Verification. Upload a clear photo of your ID (both sides if applicable) and a selfie taken in good lighting. Our system checks that your face matches the ID photo and that the document is not expired. If all checks pass, your account is verified within hours. If we need clarification, we'll email you via the address on file with next steps.
After verification
Once verified, you can immediately deposit via any jigsaw payment method. There are no daily or monthly limits on e-wallet deposits beyond what your bank imposes on your account. Your verified status persists — you don't need to reverify unless you change your registered name or government ID number.
Playing After mobile banking Deposit: Games and Markets
After your local payment deposit lands in your jigsaw account, your balance is live across all game categories. Browse Liga 1 fixtures and place bets on over-under or team-to-score markets. Switch to our live-dealer tables — blackjack, roulette, baccarat, Dragon Tiger — using the same balance. Spin slot games like Aviator, Sweet Bonanza, Gates of Olympus, or Fortune Tiger. All games pull from your unified account balance, and winnings or losses update your balance in real time.
jigsaw tracks your deposit source for compliance. If you fund via online payment, your account flags the deposit as e-wallet for internal record-keeping. This doesn't restrict gameplay — all deposit methods unlock the same game library. But it helps our support team troubleshoot payment disputes later.
Withdrawing Your Winnings via mobile banking Reversal
When you're ready to cash out, navigate to your jigsaw account's Withdrawal section. Enter the amount you want to withdraw. Our jigsaw system verifies that the amount doesn't exceed your available balance, then initiates a reversal back to the bank account you used for your local payment deposit.
online payment withdrawals are instant because the payment rails are peer-to-peer. Your bank receives the reversal as a credited transfer, and you see the funds in your account within seconds to minutes. Our jigsaw back-office processes reversals continuously; there's no batch settlement window or end-of-day delay.
jigsaw withdrawal verification
Our jigsaw system may ask you to confirm your withdrawal via one-time code sent to your registered email or phone. This is a security measure, not a delay. After confirmation, the reversal processes immediately. No hidden fees — your withdrawal amount is the amount transferred to your bank account.
Account Recovery and Support
If you lose access to your jigsaw account — forgotten password, phone stolen, or account locked due to multiple wrong login attempts — contact our support team. Navigate to the Help section in the jigsaw app, or email jigsaw support directly. Provide your registered email address and the phone number on your account.
Our team will verify your identity using the government ID you uploaded during verification. Once confirmed, we reset your password and send a temporary login link to your email. You can then log in, change your password, and restore access to your account and balance. We keep accounts secure during recovery; no funds are ever locked or forfeited.
local payment vs. Other jigsaw Payment Methods
jigsaw supports online payment, six e-wallets (e-wallet, mobile banking, local payment, online payment, e-wallet), and four virtual-account banks (mobile banking, local payment, online payment, e-wallet). Each method has subtle differences. mobile banking is fastest because it's peer-to-peer; e-wallets are convenient because most Indonesians already have them installed; virtual accounts work well if you prefer traditional bank transfers. Withdrawals always route to your original deposit method, so choose based on how you want to receive refunds.
Many jigsaw players use multiple methods across sessions. You might fund via local payment during Idul Fitri to catch Liga 1 matches, then switch to online payment for smaller top-ups on regular weekdays. Your account balance is unified, so method switching has no impact on your gaming experience.
- e-wallet: Instant peer-to-peer, works with any bank, no third-party wallet.
- mobile banking / local payment / online payment: E-wallet app transfer, familiar to most players, slightly slower than e-wallet.
- mobile banking / local payment: Niche e-wallets, integrate with Shopee and multiple banks respectively.
- online payment / e-wallet / mobile banking / local payment virtual accounts: Traditional bank transfer, good for large deposits, processes within bank hours.
